Assisted Living Facilities

Assisted Living Facilities

  • Group Homes
  • Adult Daycare
  • Elderly and Developmentally Disabled

We have extensive experience placing insurance for this very difficult class of business.
We can assist entities licensed by the Florida Agency for Healthcare Administration (AHCA) and the Agency for Persons with Disabilities (APD).

Three Bridges Insurance can offer:

  • General Liability
  • Professional Liability
  • Physical & Sexual Abuse
  • Workers Compensation

Technology

Technology

  • Electronics Manufactures
  • Wholesalers
  • Internet Companies
  • Medical Technology
    Telecommunications
  • Software Developers

Technology companies are ever-evolving, and so are their risks and exposures. Whether you are a computer parts manufacturer or a web 2.0 entrepreneur, you need to have the right insurance to protect your liabilities.

We have a great knowledge in:

  • Internet Liability
  • Products Liability
  • Technology Errors and Omissions
  • Privacy Liability
  • Intellectual Property Insurance
  • Computer Crime coverage

Medical Professionals

Medical Professionals

  • Physicians
  • Surgeons
  • Radiologists

To go bare or not to go bare. For many doctors today, that is the question. It’s a question that can have a dramatic impact on your personal and professional life. Don’t make the decision without all of the information.

Three Bridges Insurance are experts in medical malpractice coverage and can offer:

  • Vigorous defense of claims without merit, even if defense costs are higher than settlement costs.
  • No claims settled without policyholder consultation
  • Unlimited coverage for defense costs
  • Incident sensitive claim trigger
  • State admitted carriers
  • Non-assessable policies
  • A carrier that is 100% doctor-owned
  • Free tail after 5 years of continuous coverage and retirement
  • Same day turn around for quotes with a completed application
  • Medical license coverage
  • HIPPA legal defense coverage
  • Medicare/Medicaid legal defense coverage
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Food Industry

Food Industry

  • Manufacturers
  • Processors
  • Wholesalers
  • Retail Outlets
  • Restaurants
  • Caterers

Dealing with food creates unique exposures that other business may not have. Concerns about spoilage, products liability, liquor liability, contractual requirements from potential customers and a large exposure to the public can guide your insurance decisions.

Social Services Organizations

Social Service Organizations

  • Religious Organizations
  • Schools
  • Day Care Centers
  • After School Programs
  • Non-Profit Organizations

Unfortunately, serving the greater good doesn’t come with immunity from litigation. 20 students on a field trip, a broken leg on the playground and a claim of sexual abuse are just some of the things that may keep you awake at night. Well-established professionals may not serve on your Board of Directors before they review your insurance coverage.

Being on a fixed budget can make cost-containment a primary concern.

Three Bridged Insurance can offer:

  • Combined General Liability & Professional Liability
  • Specialized training for abuse and molestation prevention through a non-profit organization;
  • Written safety program which can automatically provide 2% savings on workers compensation and another 5% credit savings for drug testing all employees;
  • Discounted rates for payroll processing and tax filing services.
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Next Steps...

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